Our Fees And Rates,Transparency You Can See,Competitive, Hassle-free, Clear Pricing

No-nonsense hidden terms,Save time get it straight, With a broad range of international banking relations, Acardpay offers various pricing models.


We made our fees and rates simple and easy-understanding.

Here you can see all (Currency: USD ):

  • Buy rate(MDR): 2.8% ~ 18%
  • Setup fee: 499.00
  • Chargeback fee: 40.00
  • Pre-dispute fee: 40.00
  • Fixed fee: 1.00 or lower
  • Withdrawal fee: 40.00
  • Rolling reserve: 10%
  • Holding period: 7days ~ 30days

We keep the right to adjust our fees and rates per our terms at any time to meet the needs of market actively.

Let us see free items:

  • Application fee: 0.00
  • Refund fee: 0.00
  • Monthly fee: 0.00
  • Yearly fee: 0.00
  • Tech support: 0.00
  • Platform use: 0.00
  • Compliance check: 0.00
  • Contract time frames: 0.00
  • Closing fee: 0.00

Your final fee and rates are determined by the following key factors:

  • Transaction volume
  • Business type
  • Processing history
  • Chargeback rate
  • Currency to be wired
  • Materials asked by our compliance department
  • ...

We do have no strict limits on the factors above.No volume,no processing history is also welcome.

Please note:

  • Fixed fee: Only charged when transaction got approved
  • Rolling reserve: Will be returned to your balance after 180 days for all merchant accounts
  • Fast settle: With the method of circulation settlement, merchant can be settled by daily utmost to get cash flow quickly.
  • Holding period: Transaction amount isnot allowed to be withdrawed before holding period.
  • Settlement ROE Our settlement ROE(Rate of exhcange) refers to the BOC Cash Selling Rate.However the actual ROE we're taking will be increased by 1.5% to 2.5%.

Conversion charge : Your customers will be charged a bit more than original price due to currency conversion.Our acquiring bank is located in China,so all other currency will be converted to CNY before the transaction was cleared.And if the customer’s local currency of credit card does not match the Business owner’s currency account,they may be charged another currency exchange fee by the issuing bank.We’re sorry for the convenience,but we really have no control on issuing and acquiring bank.


& be pre-approved in less than 48h!

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