When searching to find the company that is best suited to provide a merchant account for your business, you MUST be sure to ask the right questions.
Below you will find a list of the critical questions that you must ask when researching to find your merchant account provider, along with a listing of our answers to these questions.
Q) Are there any hidden fees or non-qualified charges?
A) Merchant Accounts.ca: There are absolutely no hidden charges. In particular, a unique and valuable aspect of our service is we have the ability to provided blended rates so there are no transaction downgrades or non-qualified charges. With this method of pricing your discount rate will never fluctuate or increase. Or you can choose to receive “interchange passthrough” pricing that will tie your rate directly to the true bank cost on every transaction. These unique aspects of our service provide tremendous cost savings while at the same time providing pricing that is honest, clear and easy to understand. Our entire credit card processor business model is built around transparent pricing and a relationship built on trust with our clients.
Q) Is the payment gateway included?
A) Merchant Accounts.ca: Yes the real time payment gateway is included.
Q) Are transactions approved in real time?
A) Merchant Accounts.ca: Yes transactions are processed and approved in real time.
Q) Is U.S. or Canadian incorporation required?
A) Merchant Accounts.ca: Canadian or U.S incorporation is not required. Any legal business entity will qualify – This includes corporations, proprietorships, partnerships, and non-profit organizations. All that you need is a business bank account in the country in which your business is located.