Our Solution Covers All Kinds Of Markets,Including High Risk Business

Whether you’re an on-the-go mobile seller, a brick and mortar shop, or an online business, we have the products that will help you drive faster, easier sales.


Accept credit cards online for shoppingcarts

This is the option for any business that has a website on the Internet — it is also our merchants’ most popular choice.

Anyone, personal or cooperation passed our compliance will get a merchant account, which allows them to accept credit cards. We now support major credit card types like Visa, MasterCard, JCB, AMEX and so on.Also simple and easy-to-use API doc will be sent to you with our free tech support, so you can easily integrate our service in short time.With our powerful merchant control panel, you can control all your transactions in your own hand.

We focus on modifying the convenience and safety of receiving credit card payment online, increasing the approved rate and reducing the fraud orders. Devotion creates Professionalization, which achieves Perfection. In a word, you run the business, we’ll handle the payments.

Email/Telephone/Face-to-face order(VT)

For those merchants who have no strong tech capacity, but still want to share the cakes brought by modern e-commerce with credit card payments, we also provide matching solution called Virtual Terminal.

To us, Email, telephone or face-to-face orders’ volume may not be that high, and they collect the customers’ credit cards, which was considered a little high risk, but their chargeback rate is easy to control and far from lower than real-time processing online of high risk merchants, so they’re welcome and taken seriously in our side.

Multiple MIDs supported

To work with our partners all over the world, we’re not only providing mids for our merchants located in China mainland and Hongkong, but also including those in many other districts. We have really good relationship with many PSPs and acquirers which help us to get mids directly from the local banks easily.

Think of that if you’re declined by one PSP, you need to reach others one by one, and you may be declined again and again if you can’t read their different terms, but if you work with us, it means you’ve connected many local PSPs in one go without costing more money and time.

Even you’re declined due to some particular reasons, we will provide some important advice so you can be back anytime when you reach the minimal needs.

Worldwide funds clearing

Clearing the funds to the bank account designated by the clients is not a easy and simple job.Each nation has strict limits on the funds in and out, especially in China. To the clients, security, stability and fast speed are the most important during the process. Later then the cost, maybe the lower the better. So lucky, we’ve already got the key, the best solution to balance all the factors as above.

For those who has no merchant account with acardpay.com, but still want to clear the funds to all over the world, we also provide the solution. The fee is lower to range from 2% to 5%.

Gateway-to-gateway integration

If you’re looking for gateway-to-gateway services, and want to build your own platform, make your own payment brand, and the most important, you have a lot merchants resources, just stop here. Yes, we’re who you want to search.

Sub-account support

I’m a traditional merchant who’re not good at doing business online, but still there is a lot of single or company who’re good at marketing online, they’re selling their orders to us, then we take the after steps like delivery, is there any way to process this situation?

This is really a special needs. Luckily we still have solutions. We allow the merchants to set up sub accounts themselves. Sub-account can only see the transactions from his own websites, they can add or delete their sites, but they cannot see the fee structure and statement. Is this what you want? Not only for this, we also allow the merchant to define the sub-account’s privilege. Control your account, control all.


Tangible Products

Event Management Membership / Booking

Software / File Hosting / PC Support / Tech Support

Travel Industry / Lodging-Hotels / Motels / And Resorts / Timeshares

Advertising / Marketing / Media Services

Recruitment / HR Services

Downloads(Music / Movies / E-Book / Picture Spread)

Nutraceuticals / Skin Care / Natural Supplements

Electrical / Cabling Local Service

Membership Clubs / Country Clubs / And Private Golf Courses

Dating Service

Natural Herbs / Herbal


SEO / Web Design

Multi-Level Marketing


Electronic Cigarettes​ / Tobacco

Online Smoke Shops

Online Furniture Sales


Water Purification

VOIP & Telecom

Online Electronic Sales

Diet & Weight Loss Programs

Skill Gaming

Fantasy Sports

Calling Cards

High Ticket Accounts

Cigars & Pipes

Moving & Transportation

Credit Repair Accounts

Educational & Seminars

Online Ticketing Sales

"When we were first approached by Acardpay, promising us savings on credit card processing, we were skeptical. We decided to proceed anyway and we are happy to admit that Acardpay really delivered on their promise. And their customer service is top notch, always responding fast to our queries. We are recommending Acardpay to anyone looking for a reliable merchant account solution!"
"Our business has been considered as “high risk” which made it impossible to get a payment system the usual way. We found Acardpay at a time when we lost all our hopes. They spent time trying to understand our business and came back with a plan. In a very short time we had our account up and running. A big thank you to entire team at Acardpay.com"
Mr. Owen, director of Porde Travel
Country Clubs


& be pre-approved in less than 48h!

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